The Past and Our Financial Future

The Past and Our Financial Future

| May 16, 2010 | Reply

After piecing together the actual causes of the US (and world) financial meltdown, I began to look back at my years as a banker during 2003-2004 (when the Fed funds rate was only 1.00%) and seeing just how relaxed the credit market, interest rates, and real estate prices actually were during that time. During 2003 and 2004 I was […]

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Are You Pursuing Your Passion?

Are You Pursuing Your Passion?

| March 12, 2010 | Reply

I’ve been thinking a lot lately about how hard life can be, whether it’s tackling financial problems, working out disagreements in our relationships, or overcoming personal hurdles that stand in our way.  The fact is that life really throws a lot of mine traps in front of us, and pushing through all of the smoke can be really, really […]

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Create Multiple Streams of Income

Create Multiple Streams of Income

| January 15, 2009 | Reply

I was speaking with an old banker friend today and we began to discuss new trends that we may see in the business world.  She mentioned that the economic downturn and thousands of layoffs would likely spawn new small businesses opportunities.  I agreed with her.  With so many layoffs and new home business opportunities out there, it’s possible that people will take […]

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A Word on Spending and Debt

A Word on Spending and Debt

| January 9, 2009 | Reply

Are you experiencing financial difficulties during the economic downturn?  If so, you are definitely not alone.  Even with the recent decrease in gas prices, the economy continues to create problems for millions of Americans.   During these tough times, there are some ways to keep above water.  One way is to practice smart cash flow management.  This means […]

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Waiting for Change?

Waiting for Change?

| December 3, 2008 | Reply

“We are not the Blue states of America, nor are we the Red states of America, we are the United States of America.”  Those were the words of Barack Obama that rang out loud and clear during Campaign 2008.  America demanded change, and change is what we got.  I’m glad to see that Obama was able to make […]

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